Last Updated: 1 January 2025

Terms and Conditions – Lucy 97 Online Gaming Platform Pakistan

These Terms and Conditions govern your use of the lucy 97 platform. Please read the full document before registering an account. By creating an account on lucy 97 you confirm that you have read, understood, and agreed to all terms set out below.

Key Terms at a Glance

A plain-language overview of the most important points from the full lucy 97 Terms and Conditions. The full text below is the legally binding version.

You Must Be 18 or Older

Lucy 97 is strictly for adults. You must be at least 18 years old to register an account, deposit funds, or place any bet on the platform. We actively enforce age verification.

One Account Per Person

Each player may hold only one account on lucy 97. Duplicate accounts will be closed and balances may be forfeited. Your account is personal and non-transferable.

PKR Only – No Conversion Fees

All transactions on lucy 97 are conducted in Pakistani Rupees. There are no currency conversion fees applied at any point during deposit, play, or withdrawal.

Bonuses Have Wagering Requirements

All promotional bonuses on lucy 97 carry wagering requirements that must be completed before any bonus-derived winnings can be withdrawn. Requirements are stated clearly on each offer.

Fair Play Is Non-Negotiable

Use of bots, collusion, exploitation of software errors, or any form of fraudulent activity will result in permanent account closure and forfeiture of balances without appeal.

Self-Exclusion Is Always Available

Any lucy 97 player can activate self-exclusion at any time from their account settings. Self-exclusion takes effect immediately and cannot be reversed during the chosen exclusion period.

lucy 97

1. Introduction

Welcome to lucy 97. These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("the Player", "you") and lucy 97 ("the Platform", "we", "us") governing all access to and use of the lucy 97 website available at https://lucy97.app and all associated services, games, betting markets, and features.

By registering an account on lucy 97, depositing funds, accessing any game, or placing any bet, you confirm that you have read these Terms in full, that you understand them, and that you agree to be bound by them without reservation. If you do not agree to any part of these Terms, you must not create an account or use the platform.

These Terms should be read alongside the lucy 97 Privacy Policy and Responsible Gaming Policy, both of which form part of the overall agreement between you and the platform. Where these Terms reference other policies, those policies are incorporated by reference.

Plain language summary: Using lucy 97 in any way means you have accepted these rules. Please read them carefully before you register.

2. Eligibility

Access to lucy 97 is restricted to individuals who meet all of the following eligibility criteria:

  • You are at least 18 years of age. Lucy 97 does not permit any player under the age of 18 to register, deposit, or participate in any game or betting activity on the platform. This requirement is non-negotiable and actively enforced.
  • You are accessing the platform from a jurisdiction where online gaming is not explicitly prohibited by applicable law.
  • You are acting on your own behalf and not as an agent for any third party.
  • You do not have an existing lucy 97 account that has been closed, suspended, or subject to a self-exclusion period that has not yet expired.
  • You are not an employee, contractor, director, or close relative of an employee of lucy 97 or any of its affiliated game providers.

Lucy 97 reserves the right to request age and identity verification documents from any player at any time. Failure to provide satisfactory documents within the requested timeframe will result in account suspension until verification is completed.

Important: If you knowingly register a lucy 97 account while under the age of 18, all deposits will be returned and all winnings will be forfeited. We take underage gaming extremely seriously.

3. Account Registration

To use the full range of services on lucy 97 you are required to register a personal account. The following conditions apply to all registered accounts:

3.1 One Account Rule

Each individual may hold only one active account on lucy 97. Attempting to open multiple accounts, whether under the same name, the same payment method, the same device, or the same network, is strictly prohibited. If duplicate accounts are identified, all secondary accounts will be permanently closed. Any balances held in secondary accounts may be forfeited, and the primary account may also be subject to review.

3.2 Accuracy of Information

You are required to provide accurate, complete, and truthful information during registration and to keep this information updated. This includes your full legal name, date of birth, mobile number, and payment method details. Lucy 97 is not responsible for any losses arising from incorrect account information provided by the player.

3.3 Account Security

You are solely responsible for maintaining the security of your account credentials. Do not share your password with any other person. Lucy 97 will never ask you to provide your password via email, live chat, or any other communication channel. If you suspect unauthorised access to your account, contact lucy 97 support immediately at support@lucy97.app.

3.4 Account Closure by Player

You may close your lucy 97 account at any time by contacting support. Any balance remaining in your wallet at the time of closure will be processed for withdrawal to your registered payment method, subject to standard withdrawal processing times and any applicable wagering requirements on bonus funds.

4. Deposits

Lucy 97 accepts deposits exclusively in Pakistani Rupees (PKR). The following payment methods are available for deposits:

  • Easypaisa – mobile wallet transfer
  • JazzCash – mobile wallet transfer
  • NayaPay – digital wallet
  • SadaPay – digital wallet
  • IBFT Bank Transfer – inter-bank funds transfer
  • Visa / Mastercard – debit or credit card

The minimum deposit on lucy 97 is Rs 200. There is no maximum deposit limit applied by the platform, though individual payment providers may impose their own transaction limits. Deposits via Easypaisa and JazzCash typically clear within seconds. IBFT bank transfers may take up to one business day to reflect in your lucy 97 wallet.

Lucy 97 does not charge any deposit processing fee. Any fees applied by your payment provider are the responsibility of the player and are separate from the lucy 97 deposit transaction.

Note: Deposits may only be made from payment accounts registered in your own name. Lucy 97 reserves the right to return deposits made from accounts belonging to third parties and to suspend the player account pending investigation.
lucy 97

5. Withdrawals

Withdrawals from lucy 97 are processed to the same payment method used for the most recent deposit. This is a standard anti-fraud measure. The following conditions apply to all withdrawal requests:

  • The minimum withdrawal amount is Rs 500.
  • Withdrawals via Easypaisa and JazzCash are typically processed within 5 to 15 minutes of the request being submitted.
  • IBFT bank transfers are processed within one business day.
  • Lucy 97 does not charge a withdrawal fee. However, your payment provider may apply their own transaction charges.
  • All bonus wagering requirements must be completed before bonus-derived funds can be included in a withdrawal. Real-money funds deposited by the player are not subject to wagering requirements and may be withdrawn at any time.
  • Identity verification may be required before processing withdrawals above a certain threshold. Players will be notified in advance of any documentation requirements.

Lucy 97 reserves the right to delay the processing of any withdrawal where there is a reasonable suspicion of fraudulent activity, a breach of these Terms, or an ongoing identity verification process. Players will be informed of any such delay and the reason for it.

6. Bonuses & Promotions

Lucy 97 offers promotional bonuses to new and existing players from time to time. The following general terms apply to all bonuses. Specific terms for each promotion are published on the relevant offer page and take precedence over these general terms where there is a conflict.

6.1 Wagering Requirements

All bonuses issued on lucy 97 carry a wagering requirement. This means you must bet a specified multiple of the bonus amount before any winnings generated from that bonus may be withdrawn. Wagering requirements are stated clearly on each offer and must be met within the validity period of the bonus.

6.2 Eligible Games

Bonus wagering may be restricted to certain game categories on lucy 97. Bets placed on games that do not contribute to bonus wagering will not reduce the outstanding wagering requirement. The list of eligible games for each promotion is stated on the offer page.

6.3 Bonus Abuse

Lucy 97 actively monitors accounts for bonus abuse, which includes creating multiple accounts to claim the same promotion, placing offsetting bets designed to meet wagering requirements without genuine play, or any other strategy designed to extract bonus value without legitimate gambling activity. Accounts found to be engaged in bonus abuse will have bonuses voided and may be permanently closed.

6.4 Bonus Expiry

Unclaimed or unused bonuses on lucy 97 expire after the period stated on the individual offer. Expired bonuses cannot be reactivated. It is the player's responsibility to check the validity period of each promotion before claiming it.

Reminder: Bonuses are optional. You are never required to claim a bonus on lucy 97. If you prefer to play with your deposit only, simply do not activate any bonus offer.

7. Betting & Gaming Rules

The following rules apply to all betting and gaming activity on lucy 97:

  • The minimum bet across all markets on lucy 97 is Rs 100. Maximum bet limits vary by market and are displayed before the bet is placed.
  • Once a bet has been confirmed by the player and accepted by lucy 97, it cannot be amended or cancelled by the player. Lucy 97 reserves the right to void bets in exceptional circumstances, including errors in posted odds, technical failures, or events that render a market void under the applicable betting rules.
  • Live in-play bets are accepted at the odds displayed at the moment of acceptance. If odds have changed between the time you click and the time of acceptance, you will be offered the updated odds before your bet is confirmed.
  • In the event of a technical interruption to a game or betting market, lucy 97 will resolve all affected bets in accordance with its internal gaming integrity procedures. Players will be notified of any resolution that differs from the expected outcome.
  • Lucy 97 is not responsible for telecommunications failures, internet interruptions, or other connectivity issues experienced by the player that prevent the completion of a bet or game session.

8. Fair Play & Prohibited Conduct

The following activities are strictly prohibited on lucy 97 and will result in immediate account suspension and potential permanent closure:

  • Use of automated betting software, bots, scripts, or any artificial intelligence system to place bets or interact with the platform.
  • Collusion with other players to manipulate game outcomes or betting markets.
  • Knowingly exploiting software errors, bugs, or misconfigured odds on lucy 97.
  • Charging back a deposit made to lucy 97 via your payment provider while retaining funds from that deposit in your wallet or winnings derived from it.
  • Using a lucy 97 account for money laundering or any other financial crime.
  • Providing false identity or payment information during registration or verification.
  • Accessing lucy 97 on behalf of another person, sharing your account, or allowing another individual to operate your account.

Lucy 97 cooperates fully with relevant authorities in cases of suspected financial crime and will provide all information required by law in such circumstances.

lucy 97

9. Privacy & Data

Lucy 97 collects and processes personal data in accordance with the Privacy Policy published at /privacy-policy. By using lucy 97 you consent to the collection and use of your personal data as described in the Privacy Policy.

Lucy 97 does not sell player data to third parties. Player data is used solely to operate the platform, verify identity, process financial transactions, provide customer support, and comply with legal obligations. Full details are available in the Privacy Policy.

10. Intellectual Property

All content on the lucy 97 platform, including but not limited to the brand name, logo, website design, game graphics, text, software, and data compilations, is the intellectual property of lucy 97 or its licensed content providers. You may not reproduce, copy, distribute, or exploit any part of the lucy 97 platform or its content without express written permission from lucy 97.

The lucy 97 name and logo are protected marks. Any unauthorised use of the lucy 97 brand, including in any domain name, social media profile, or marketing material, is strictly prohibited.

11. Limitation of Liability

To the maximum extent permitted by applicable law, lucy 97 shall not be liable for any losses arising from:

  • Any interruption, suspension, or termination of the platform or any service offered on it.
  • Any errors in posted odds, game outcomes, or scoring data that are corrected in accordance with platform procedures.
  • Any loss of profits, loss of earnings, loss of data, or any indirect or consequential loss arising from use of the platform.
  • Any unauthorised access to your account resulting from your failure to maintain secure credentials.

Lucy 97's total aggregate liability to any individual player in connection with their use of the platform shall not exceed the total amount deposited by that player in the 12-month period immediately preceding the event giving rise to the claim.

Remember: All forms of gambling involve financial risk. Lucy 97 does not guarantee that you will win. Please never bet more than you can comfortably afford to lose.

12. Responsible Gaming

Lucy 97 is committed to providing a safe, fair, and responsible gaming environment. The platform offers the following responsible gaming tools to all registered players:

  • Deposit Limits: Set daily and weekly deposit limits from your account settings. Limits take effect immediately and can only be increased after a 7-day cooling-off period.
  • Session Time Reminders: Configure alerts that notify you when you have been playing for a set period of time.
  • Betting History: Full, unedited records of all bets placed on lucy 97 are available in your account at any time.
  • Self-Exclusion: Activate self-exclusion for a period of 30 days, 90 days, 180 days, or permanently. Self-exclusion takes effect immediately and cannot be reversed during the chosen period. To activate, go to Account Settings or contact support.

If you believe your gambling may be causing harm to yourself or others, please visit the Responsible Gaming page at /responsible-gaming or contact our support team immediately. Lucy 97 takes problem gambling seriously and our support team is trained to handle these conversations with sensitivity and without judgement.

13. Amendments to These Terms

Lucy 97 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, registered players will be notified via the contact details held on their account with at least 7 days advance notice before the new terms take effect.

Your continued use of lucy 97 following any change to these Terms constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must close your account before the revised terms take effect. The date at the top of this page reflects when the Terms were most recently updated.

14. Contact Us

If you have questions about these Terms and Conditions, your lucy 97 account, or any aspect of the platform, please contact our support team:

  • Email: support@lucy97.app
  • Live Chat: Available 24/7 within the lucy 97 platform
  • Support Languages: Urdu and English
  • Average response time (live chat): Under 5 minutes

Lucy 97 support is available around the clock. We aim to resolve all queries related to account management, payments, and technical issues promptly and fairly. For disputes that cannot be resolved through our support process, the escalation procedure is described in the full Dispute Resolution section available on request from support@lucy97.app.

These Terms and Conditions were last updated on 1 January 2025. The version published at https://lucy97.app/terms-conditions is the current operative version and supersedes all prior versions.
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18+ Only
Instant PKR Payouts
Responsible Gaming Tools
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Ready to Play on Lucy 97?

Now that you have read the Terms and Conditions, you know exactly what to expect from lucy 97. Fair games, instant PKR payouts, full PSL coverage, and support available in Urdu 24 hours a day. Register your free account in under two minutes.

18+ only. Please play responsibly. These Terms and Conditions govern all use of lucy 97.